Blog

June 28, 2019

Everyday life can be unbelievably expensive. If you have too much month left at the end of your paycheck, you may need to rely on credit cards to make ends meet. Unfortunately, though, before you know it, credit card debt can become crippling.

April 1, 2019

There is a major healthcare crisis occurring in the United States. According to data collected in 2017, approximately 28.5 million Americans did not have health insurance at any point in the year. That means if any of these people suffer from a medical emergency, they could find themselves with a massive amount of medical debt.

Dec. 26, 2018

Many people consider “bankruptcy” to be a dirty word. However, the truth of the matter is that many people across California can benefit significantly by filing for it. According to one study, over 20 million Americans would benefit in the long run if they would file for bankruptcy.

Oct. 3, 2018

If you have envisioned, launched and built your own business, you likely have a tremendous emotional attachment to it. Should the business experience a severe downturn in revenue and an associated upswing in debt, you may consider bankruptcy. Here are four tips for handling the emotional roller coaster:

July 4, 2018

Losing your job can be emotionally and financially traumatic. Whether you boss fires you or lays you off, you may struggle to cope. You may feel lost and helpless without the financial stability and daily routine of an occupation.

April 9, 2018

It has now been several years since the recession, but like many Californians, you are still feeling the pinch in your pocketbook. You may have a steady job and appear to be doing fine to everyone else, but secretly you are struggling to make ends meet from month to month. It is understandable that your emotions are running the gamut from embarrassment to helplessness. Can a personal bankruptcy be the end of your troubles? How do you know when it is time to file for bankruptcy?

Jan. 8, 2018

Bankruptcy is a term that can come with a stigma. You may feel uncomfortable or guilty if you are considering bankruptcy. However, going into bankruptcy can be a chance to start over and does not have to be a blemish on your reputation.

Nov. 17, 2017

Student debt is a fact of life for nearly 50 million Americans. Some high-income earners stay on top of their debt or pay it off entirely thanks to stable jobs. Yet millions of others aren’t so lucky, falling behind on payments that frequently total more than a mortgage.

Aug. 1, 2017

Dealing with large amounts of debt is a difficult situation. While declaring bankruptcy can be an option to help people move on, many are reluctant to do so.

April 21, 2017

Being in debt is a horrible situation for anyone. Deciding whether to file bankruptcy is not any easier. Bankruptcy does offer a chance to move forward though. Some people considering bankruptcy are not aware that there are two types available: chapter 7 and chapter 13. Both types have pros and cons to weigh.